ITIN program

• Only 1 Year Income Docs required
• Only 1 year Self Employment history required
• Self Employed borrowers can qualify with 12 months Bank statements (min 660 score) or 12 months P&L (min 600). No tax returns required!
• Max 50% DTI (front and Back)
• No VISA or EAD cards required for ITIN borrowers. Just need a government issued photo ID and ITIN letter
• No score borrowers allowed, and no tradelines required for 75% LTV or below
• No housing payment history required (additional requirements may apply for LTVs over 75%)
Jumbo Loan Amounts allowed